General Finance Information
Credit (both interest bearing and interest free on selected products) is available on purchases of £300 including VAT or more. You can apply online, over the phone or in store – it’s quick, easy and you’ll get an instant decision. Our online retail finance partner is Pay4Later – all credit is provided subject to status.
Interest Free – Now Available Across a Huge Range of Products Online!
Nearly all of the products in our extensive range are available on 0% finance, over a period of 12 months. Look out for ‘0% Available’ on products over £300, or if your basket total is over £300 you will eligible for 0% finance during the checkout process by selecting ‘Finance’ as your payment option.
Example Finance Option
Total Cost: £1499.00
Deposit (10% Minimum): £149.90
Credit Balance: £1349.10
Monthly Payment (12): £112.42
Typical APR: 0%
Classic credit is extended across our entire range of products over periods of 24 months (12.9% typical APR) and is available in conjunction with all offers or discounts. Simply add more than £300 (inc VAT) worth of products to your basket to gain access, whilst all products above this value show a finance breakdown.
Example Finance Option
Total Cost: £849.00
Deposit (10% Minimum): £84.90
Credit Balance: £764.10
Monthly Payment (24): £36.03
Typical APR: 12.9%
Total Amount Payable: £949.62
How to Apply
You can apply for credit in several different ways: Visit our website and select the items you wish to purchase. On the checkout screen, select “finance” as your payment option. You can visit us and apply in-store, or call us and our sales team will complete an application form with you and email you an agreement to sign.
Sales Team: 01707 277777
However you apply, it takes only a couple of minutes and you get an instant decision.
To apply for finance you must meet the following criteria:
• You must be over 18 years of age.
• You must be a UK resident with at least 3 years continual address history.
• You must be in full time employment, unless retired or a house person with a spouse in full time employment.
• You must have a UK bank account capable of accepting Direct Debits.
• The goods must be delivered to your home address.
Credit is available on all purchases over £300 including VAT.
Buy the items you want now + accessories, all for a low monthly payment.
Select 12 or 24 month repayment periods.
You can spread the cost of your purchase to minimise your monthly payments.
One-stop shopping: no need to go to a bank to secure funding.
Keep cash for day-to-day expenses.
Fixed repayments – your payments are fixed for the duration of the agreement allowing you to budget more effectively.
Is a deposit required?
Yes, with both credit options a 10% deposit is payable by credit or debit card upon acceptance.
How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
What type of equipment can I purchase?
All items are available to pay with finance, please remember that the minimum order value is £300 including VAT.
What length of repayment is available?
You can choose 12 months 0% finance or 24 months classic finance at 12.9%.